Best Pet Insurance Companies in 2023

If you’re a pet owner, then you know that your furry friend is more than just a pet—they’re an important member of your family. That’s why it’s important to make sure that your dog or cat has the best insurance coverage possible. So what kind of coverage should you look for when choosing a policy? Well, here’s where we’ll break down some top options:

The Best Pet Insurance Companies

If you’ve got a pet, it’s essential to take care of them. Pets can become ill or injured, and if they’re not insured, they may need expensive medical care that could cost hundreds or thousands of dollars. The best pet insurance companies will provide you with coverage if your furry friend gets sick or injured—and they’ll help pay the bills if something goes wrong with their health.

The good news is that there are many ways that people can save money on their insurance policies: by switching providers (for example), getting a discount through an insurer’s loyalty program, or simply shopping around until they find the best deal available at each company.


Petplan is an independent pet insurance provider that was founded in the UK in 1991. It’s also a member of the Association of British Insurers (ABI), which means it’s regulated by one of the most respected financial institutions in the country.

Petplan offers affordable coverage for both cats and dogs, as well as a range of other services such as over-the-phone claims assistance or emergency pet care if you’re traveling out-of-state with your furry companion.


Nationwide is a top pet insurance company that offers coverage for dogs, cats, and other pets. It also offers coverage for all breeds of dogs and cats, including chihuahuas, Labrador retrievers, and Great Danes. The company’s policy covers your pet during an emergency situation in which it must be hospitalized or receive medical treatment at an animal hospital.

Nationwide also provides benefits such as 24/7 access to veterinarians via phone (with an expert waiting on hold) or online appointment scheduling through the app; extended service contracts and lifetime maximums on medications; discounts on pet food if you purchase it through their website instead of at local shops; rewards programs that earn points toward gift cards when you purchase qualifying items online or in person at one of their store’s locations across the country.


Embrace is a pet insurance company that offers plans for dogs, cats, and other pets. The company also offers life-stage coverage (for puppies or kittens), illnesses and accidents, hereditary conditions, and more.

Embrace caters to all of your furry family members’ life stages from newborns to senior citizens; they have a variety of options available depending on your needs. Their coverage includes preventative care such as vaccines for leukemia and feline leukemia virus; dental care including heartworm testing; wellness exams performed by board-certified veterinarians at no additional cost; emergency boarding for up to 90 days when you’re out of town or traveling abroad with your pet.


Trupanion is a Seattle-based pet insurance company that offers coverage for dogs, cats, and other pets. Founded in 2004, the company has been operating since then. It has an office in Seattle where you can go if you have any questions or concerns about your policy or would like to make changes to it.

Trupanion offers affordable plans for both large breed dogs and smaller types of animals such as rabbits (and their cages), hamsters, and gerbils! All these options are covered by Trupanion’s Special Needs Plans which provide additional benefits like emergency hospitalization coverage when needed most;

Treatment costs are incurred at no charge if prescribed by your veterinarian; 24/7 support from licensed veterinarians through our call center staff members who will help resolve any issues with no extra cost involved with this service!

However, if there are any problems after purchasing this plan then we recommend contacting customer service first before proceeding further into anything else because they will try their best not only to solve them but prevent them from happening again in the future too so just remember this one thing while buying anything else related to healthcare needs such as vaccinations etcetera…

Pets Best

Pets Best is a great choice for pet owners who want to be covered in case of an accident or illness. The company pays 90% of its customers’ veterinary bills, up to $1,000 per year. There’s also a 24/7 customer support line that you can use if you have any questions about your policy or its coverage.

The good news is that Pets Best has a 90-day waiting period before coverage kicks in; this means that if something happens within those first few months of owning your dog or cat (or any other animal), you won’t have to worry about paying out-of-pocket for their care until after the initial three-month window has passed!

Healthy Paws Pet Insurance Company

Healthy Paws Pet Insurance Company is a top-rated pet insurance provider, with many positive reviews from customers. The company has been in business since 2015 and was founded by a former veterinarian.

The company offers coverage for accidents, illnesses, hereditary conditions, and more. They also offer 24/7 customer service so you can get in touch with them at any time during the day or night if there’s an emergency situation that needs attention right away.

Healthy Paws provides coverage for all types of pets: dogs, cats, and birds (birds). If your pet gets sick or injured while traveling on your favorite vacation spot then this will be taken care of by the insurance company themselves without any extra fees being imposed onto you!

VPI Pet Insurance Company

VPI Pet Insurance Company is a pet insurance provider. They offer coverage for owners who want to protect their dogs and cats from illness, injury, or death caused by accident or disease. Their policy includes everything from cancer treatment to dental care and even covers accidental injuries such as burns or bites from other animals like coyotes or foxes.

VPI also provides coverage for birds, fish, and reptiles (snakes).


PetFirst is a pet insurance company that offers a wide variety of plans and coverage options. They have a 24/7 customer service team, so you can always get in touch with them if you have any questions or need assistance with your policy.

PetFirst also offers discounts for multiple pets under one policy, as well as discounts for senior dogs and cats. It’s also worth mentioning that they offer an optional health plan that covers more than just routine checkups—this will help keep costs down during emergencies such as accidents or illness.

ASPCA Pet Health Insurance Program (PAHP)

The ASPCA Pet Health Insurance Program (PAHP) is a non-profit organization that provides pet health insurance to over 1.5 million pets. Since its founding in 1866, the ASPCA has been dedicated to providing shelter and care for animals in need by rescuing them from homes where they were being neglected or abused.

In addition to helping shelters find forever homes for abandoned animals, PAHP also assists owners who need financial assistance paying medical bills incurred due to an illness or injury incurred while living with their four-legged friends.

The average cost of covering your dog or cat’s annual wellness checkup can be upwards of $1,000—which could end up costing you thousands more if something goes wrong during treatment! That’s why we recommend getting coverage through one of these top five companies listed above: they offer affordable plans that give peace of mind knowing your furry friend will be taken care of no matter what happens during his stay at the vet office (including emergency procedures).

American Kennel Club’s Canine Care Plan (AKC)

The American Kennel Club’s Canine Care Plan (AKC) is an all-inclusive plan, which means it covers everything from annual wellness exams to prescription medications. It also has a 90-day waiting period but after that, you can get reimbursed for up to 90% of eligible expenses.

AKC’s Canine Care Plan offers comprehensive coverage and comprehensive coverage includes:

  • Annual wellness exam with a licensed veterinarian (1 time per year)
  • Vaccinations against heartworm disease and distemper (1 time per year)
  • Flea/tick prevention treatment with heartworm preventative medication if needed (4 months)

These are the top pet insurance companies in 2023.

  • Petplan
  • Nationwide


  • Embrace
  • Trupanion


We hope this article has helped you understand how to choose the best pet insurance company for your needs. There are many factors to consider when choosing a company, but we’ve tried to cover as many as possible here. We also included some links at the end of this post so that you can compare policies and make an informed decision on which one is right for you!

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